All this talk about the Affordable Care Act... or "Obamacare," if you want to use it as a dirty word. Has me thinking, let's share how it has affected us personally since its first inception, and how it will affect us personally in 2014.
Has - my 24 and 22 year old sons are able to stay on our insurance because they can't afford their own right now. We LOVE this aspect of the ACA. The older one expects to get hired on by the company he is temping at when they pull off their national freeze, and the younger one had started his own business this summer, so I expect him to stay with us for awhile.
Will - we won't see any changes in 2014, and I just received our premium statement for the past quarter, and our insurance premiums went down.
Minnesota has set up it's own exchange, and I have not personally heard of any problems with it.